Thursday, February 28, 2013

Money Saving Shopping Sprees

Nothing beats a spot of retail therapy but it can be an expensive hobby, especially if you like to indulge in it more often than your credit card can handle. If you are a bit of a clothes addict and want to save yourself some money, there are plenty of ways you can tighten those purse strings to get a better deal on your clothes shopping.

Budget and Plan
It is important to budget and plan your shopping spree, so that you don’t go mad if you are on a tight budget. If you are seeking debt advice then clothes shopping should be kept to a minimum as you don’t want to overspend and get into further financial problems. The more closely you look at your budget and the better you plan, the more money you will be able to spend on your shopping spree. You should make a list of the things you actually need, prior to your shopping, as you will be less likely to want to buy things you don’t need.

Online Shopping
If you do your clothes shopping online, you will be able to pick up more bargains than you will get at the high street stores and you won’t even have the leave the house for the pleasure. Online shopping is such a popular method for shoppers these days that there are all sorts of incentives and discounts to ensure you come back, so it is a good way of snapping up a bargain. You can usually find discount codes online for certain retail stores which will offer you a discount when you get to the checkout, saving you a lot of money in the process.

Bargain Hunt
If you want to be able to save money when you are clothes shopping, you need to be able to spot a good bargain. There are plenty of bargains to be found if you just look hard enough, so be the first in line for the sales and you will be sure to save yourself some money. There is huge competition amongst retailers at the moment as they fight for survival, so there are plenty of sales to enjoy if you make sure you are ahead of the game.

Swap with Friends
A good way of saving money but getting a shopping spree at the same time is to share clothes with friends and swap around. One man’s trash is another man’s treasure as they say and you may find some great items that would have cost a fortune in the store. It is also a good way to clear your wardrobe and get rid of anything you don’t need, to make space for all your new clothes.

Buy Key Items
You’ll be surprised at how many outfits you can make from just a few essential items, so make sure you pick these up the next time you go shopping. The types of wardrobe essentials such as a pair of black jeans, little black dress and a blazer, will be able to make a range of other outfits which you can wear during the day or for a night out, depending on the way you style them.

Use Cash
If you have a bit of a shopping habit and don’t really know when to stop, it is much better to take cash with you on your shopping spree, rather than using your credit card. It is difficult to control your spending with a credit card, whereas you can only spend what you have if you take cash out with you. Credit cards can be useful but only if you really know how to control using them and this can be really difficult when shopping is involved!

Katie Latchford is a blogger who loves a good shopping spree; however she understands what effect this kind of lifestyle can have on your finances. If you find that your love for shopping is running away with you a little too much, then you might benefit from some debt advice to help manage your spending.

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