Thursday, April 5, 2012

Ways to Save Money At the Pump



(Source: By Dana Hunsinger Benbow, The Indianapolis Star) – We know. This $4 gas thing is getting to be more than just a little annoying. It’s downright painful. But you don’t have to just take it and pay full price.

Almost every gas station you pull into offers some way to save money at the pump. And as prices continue to rise, more deals may be coming. “Most likely we will be doing more gas promotions in the future as gasoline gets up there,” Meijer spokesman Frank Guglielmi said.

Consumers on average are spending about 9 percent of their monthly income on gasoline, according to the Oil Price Information Service. So we did a little research to help you cut those costs. Here’s a detailed look at some of the ways to save.

Costco
Members who use the Costco American Express co-branded credit card to buy gas at Costco stations receive 3 percent back at the end of the year. The cash reward can be redeemed at Costco.

Kroger
Kroger lets consumers accumulate fuel points on their loyalty cards in 100-point increments. Each 100 points is worth 10 cents off a gallon of gas. There are three ways to earn 100 points. Buy $100 in the store, fill two qualifying prescriptions in the pharmacy or buy $50 in gift cards.You can accumulate up to 1,000 points and get up to $1 off per gallon of gas up to 35 gallons.Use a Kroger-branded Visa card and get 5 cents off per gallon on top of that. The grocer also has a partnership with Shell stations. Customers can use Kroger points there by swiping their loyalty card but can redeem only 100 points at a time. So 10 cents off per gallon is the maximum.


Meijer
Use a Meijer store credit card or Meijer-branded MasterCard and get 5 cents off per gallon. There are limited-time promotions when that discount is bumped up to 10 cents per gallon. Occasionally, store purchases generate a free gas coupon at the checkout for $2 or more off.

Ricker’s
Sign up for the loyalty program and receive up to 10 cents off every gallon of gas. You have to be at least 18 years old and have a U.S. checking account and an active email address. The cards are used like a debit card and are linked to your checking account. To get the fuel discount, you must pay with the loyalty card.

Sam’s Club
Members receive 5 cents off per gallon at Sam’s Club fuel centers.

Shell
Use a Shell MasterCard and receive a 5 percent rebate on fuel purchased.

Speedway
Earn points on a membership card by making purchases. For example, receive 20 points per $1 spent, excluding restricted items, for purchases of food, drink and merchandise. Also receive 10 points per gallon of fuel purchased. Customers can redeem the points for discounts on gas. Earn 1,750 and receive 10 cents off per gallon; 4,375 and earn 25 cents off; 8,750 and earn 50 cents off.

Swifty
This one’s easy. Pay with cash and get 3 cents off per gallon.

Walmart
Buy a Walmart gas gift card and save 3 cents per gallon. Any amount from $10 to $1,000 can be added to the card. In some cases, consumers who use their Walmart store-branded credit card to buy gas will get 5 cents off per gallon.

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©2012 The Indianapolis Star

posted by Evan Bedard on in Latest Financial News
http://www.loansafe.org/ways-to-save-money-at-the-pump

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